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Cash Deposits 

Fast, transparent, solutions 

Making your cash balances work for you and the planet
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The smarter way to manage liquidity

GoodFX has partnered with Insignis, a fully regulated and independent cash management platform, to give you smarter access to the savings and deposit solutions your business needs.

With no hidden fees, clear disclosures, and a mission-aligned approach, this partnership helps you manage liquidity while supporting broader positive impact.
 

Whether you're looking to diversify your cash across multiple banks, access account types typically out of reach, or ensure your funds are working efficiently and ethically, this solution gives you full transparenc on where your cash is held, how interest is applied, and what protections are in place.
 

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The Right Products
To Suit Your Needs

Instant Access Accounts

Keep cash available for when you need liquidity. Daily or weekly interest and zero fuss.

Fixed-Term Deposits

Lock in higher rates with set terms. Ideal for planning capital use over months, not days.

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The Benefits
A modern way to diversify risk

Tell us your cash goals and timelines, and  the platform will show you the best deposit mix.

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Diversified Protection

 Spread your cash across multiple banks to maximise FSCS (or equivalent) coverage

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Competitive Returns

Access interest-rates that can beat the typical “big bank” offerings​

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Flexible Terms

Instant access or fixed-term deposits, depending on your cash goals

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Easy Management 

View where your money is and what  interest is applied all in one dashboard

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Personalised Account Management

Dedicated FX specialists for impact-driven businesses

Making an impact with every transaction

​At GoodFX, we go beyond finance. We’re a B Corp-certified company, committed to economic inclusion and social impact.

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One third of our profits are donated to your chosen charity – at no cost to you. To bring joy to Finance.
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Support education and financial inclusion initiatives for marginalised & displaced people.
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Carbon neutral cash deposits are in progress. Still receive impact reports in the meantime!
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© 2025 GoodFX Ltd.

36 Lancaster Road

Wimbledon

London

SW19 5DD

United Kingdom

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Safeguarding Notice:

When funds are posted to your account, in line with regulatory requirements, the regulated institutions who we work with safeguard your funds. This means that the funds shown in your payment account or e-wallet are held at reputable banks or covered by an insurance policy, and most importantly, are protected for you in the event of our partner institutions’, or our, insolvency. Our partners stop safeguarding your funds when the money has been paid out of your account to your beneficiary’s account.

 

Partner Providers:

GoodFX partners with the seven FCA-regulated entities listed below. 

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Payment and e-money services (Non MIFID related products) are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199). Terms of Use are available here.

GoodFX’s Payment and Foreign Currency Exchange Services are provided by Ebury Partners UK Limited. GoodFX is partnered with Ebury Partners UK Limited as a Programme Manager. Ebury Partners UK Limited is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Financial Services Register No. 900797). Ebury Partners UK Limited is registered with the Information Commissioner's Office, with registration number: ZA345828

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ALT 21 Limited, a company incorporated in England and Wales (No.10723112) with its registered office at 45 Eagle Street, London WC1R 4FS, United Kingdom, is authorised and regulated by the Financial Conduct Authority of the United Kingdom (FRN:783837). ALT 21 Software Limited, the parent company, is incorporated in Ireland (No. 578153) with its registered office at Century House, Harold's Cross Rd, Dublin, D6W P993, Ireland. 

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Payment services for GoodFX Ltd are also provided by Sciopay Ltd. Sciopay Ltd is a company incorporated in England & Wales. Registration No: 12352935. Sciopay Ltd is licensed and regulated by HMRC as a Money Service Business (MSB). Licence No: XCML00000151326. Sciopay Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution. Firm Reference Number: 927951.

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Equals Money Plc. Registered Address: 3rd Floor, Vintners’ Place, 68 Upper Thames St, London, EC4V 3BJ. Company registered in England and Wales. Registered number: 05539698. Money Service Business Registered Number: 12236741.


Interpay UK Ltd t/a TransferMate – Authorised as an Electronic Money Institution by the UK Financial Conduct Authority under registration no. 900930.

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Commercial financing solutions are offered by Spark Finance Limited, which acts as a broker rather than a lender. The company's registered office is located at 18 John Stow House, London, England, EC3A 7JB, with a company registration number of 10128297. Spark Finance Limited is authorised and regulated by the Financial Conduct Authority (FRN 958123).

Cash Deposit Products are offered by Insignis. Insignis is a trading name of Insignis Asset Management Limited, incorporated in England and Wales (Company House number 09477376). Whose registered address is St John’s Innovation Centre, Cowley Road, Cambridge, England, CB4 0WS. Insignis Asset Management Limited is authorised by the Financial Conduct Authority under the Payment Service Regulations 2017 (firm reference number (FRN): 813442) for the provision of payment services.

While Insignis Asset Management Limited does not fall within the Financial Services Compensation Scheme (FSCS), all of the banks and building societies on our panel are covered under the FSCS except for a Guernsey-based building society, which is covered under the Guernsey Banking Deposit Compensation Scheme which provides protection of up to £50,000 per qualifying depositor. 
The FSCS £85,000 limit (£170,000 for joint accounts) applies to all funds held with deposit taking institutions operating under the same same banking licence whether placed via our platform or directly. The application of FSCS protection is subject to eligibility and it is the responsibility of each client to confirm the their own FSCS coverage.

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All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.  

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