Merchant Cash Advance
Fast and Flexible Business Funding
Turn future sales into immediate growth capital
Quick access to business funding without fixed repayments
For businesses that process card payments, a Merchant Cash Advance (MCA) offers a fast, flexible, and hassle-free way to access capital.
Instead of fixed monthly repayments, your repayments are tied to your daily sales, meaning you pay more when business is thriving and less when times are slower.
Whether you're looking to expand, invest in new stock, upgrade equipment, or manage cash flow, an MCA provides speed and simplicity without the burden of traditional loans.
The Challenge:
Traditional business loans don't fit everyone
Strict eligibility criteria
Banks require high credit scores and collateral
Rigid repayment terms
Fixed monthly payments don’t adjust to cash flow
Slow approval processes
Traditional loans take weeks or even months to secure
Limited options
Although fast growing, younger companies often face rejection
The Solution:
A smarter way to borrow
A Merchant Cash Advance adapts to your business's cash flow, ensuring that repayments align with your income.
Fast Approval & Funding
Get funds in as little as 24-48 hours
No Fixed Repayments
Pay a small percentage of daily card transactions
No Collateral Required
Approval is based on your card sales, not your assets
Flexible Financing
Repayments adjust to your business performance
Easy Application
No long paperwork, just a simple process with minimal checks
How a Merchant Cash Advance works
Apply Online
Provide basic business details and card sales history
Get Approved
Based on your recent card transaction volume
Receive Funds
Money is deposited into your business account in days
Repay Automatically
Small % of daily card transactions is deducted until repaid
No interest rates
Instead of interest, a one-time factor rate applies
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No hidden fees
Transparent pricing with no surprises
Making an impact with every transaction
​At GoodFX, we go beyond payments. We’re a B Corp-certified company, committed to economic inclusion and social impact.
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1/3 of our profits are donated to your chosen charity – at no cost to you
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That supports refugee education and financial inclusion initiatives
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Receive impact reports and PR materials for your ESG reporting
