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Invoice Finance
Unlock Cash Tied Up in Invoices

Boost your cash flow and get paid faster
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Turn unpaid invoices into immediate working capital

Waiting for customers to pay their invoices can create cash flow gaps, making it difficult to cover operating expenses, payroll, or new growth opportunities. Invoice

 

Finance sourced via GoodFX allows you to access funds tied up in unpaid invoices, so you don’t have to wait 30, 60, or even 120 days for payment.

 

With fast access to working capital, your business can stay liquid, grow faster, and reduce financial strain—without taking on additional debt.

The Challenge:

Cash flow constraints from unpaid invoices

Long payment terms

Customers taking months to settle invoices

Delayed business growth

Cash flow issues preventing expansion

Limited working capital

Struggling to pay suppliers, staff, or overheads

Bad debt risks

Late or unpaid invoices affecting financial stability

The Solution:

Fast, flexible access to cash

Invoice Finance helps businesses convert outstanding invoices into immediate cash, improving financial stability and business agility.

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Get Paid Faster

Access up to 90% of invoice value upfront

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Flexible Funding

No need for traditional loans or collateral

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Protect Against Late Payments

No more waiting for delayed customer payments

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Outsource Credit Control

Optional debt collection and risk management

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Keep Your Business Moving

Cover expenses, invest in growth, and maintain stability

Who is eligible for Invoice Finance?

If your business issues invoices on credit terms and needs faster access to funds, Invoice Finance can help.

✔ Businesses with a minimum £100,000 turnover

✔ Limited companies selling on credit terms

✔ Minimum 14-day invoice payment terms

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How Invoice Finance works

Submit Your Unpaid Invoices

Provide invoices for outstanding payments

Receive Up to 90% of the Invoice Value

Funds are released within 24 hours

Customer Pays Invoice

Your client settles the invoice as usual

Receive the Remaining Balance

Minus a small finance fee

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No need to wait for payments

Access working capital immediately

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No long-term debt

Funding is based on your sales, not loans

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Improve cash flow without adding risk

Keep your business running smoothly

Types of Invoice Finance we source

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Invoice Factoring

Sell your invoices to a finance provider and receive upfront cash

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Invoice Discounting

Retain control over collections while using invoices as security

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Selective Invoice Discounting

Choose specific invoices to finance

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Spot Factoring

Get funding on a single invoice rather than your full sales ledger

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CHOCCs

Client Handles Own Collections to maintain relationships while securing cash flow.

Making an impact with every transaction

​At GoodFX, we go beyond payments. We’re a B Corp-certified company, committed to economic inclusion and social impact.

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1/3 of our profits are donated to your chosen charity – at no cost to you
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That supports refugee education and financial inclusion initiatives
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Receive impact reports and PR materials for your ESG reporting
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