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Secured Business Loans

Higher Loan Amounts at Lower Interest Rates

Access flexible financing by using assets as security
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Leverage your assets to secure better loan terms

For businesses seeking larger loan amounts, lower interest rates, and extended repayment terms, a Secured Business Loan offers a powerful funding solution.

 

By using property, equipment, or other assets as collateral, businesses can access the capital they need to grow while reducing risk for lenders.

 

Whether you're looking to expand operations, invest in equipment, refinance debt, or manage cash flow, the Secured Business Loans we source provide affordable, flexible financing tailored to your business needs.

The Challenge:
Traditional loans can limit growth

High-interest rates

Unsecured loans have higher associated costs and reduce profit margins

Limited loan amounts

Unsecured funding may not be sufficient for growth

Strict eligibility criteria

Without strong credit, businesses face rejection

Short repayment periods

Many lenders offer restrictive loan terms

The Solution:
A smarter way to borrow

A Secured Business Loan allows you to leverage your business assets to unlock larger loan amounts with better terms, giving you financial flexibility without straining cash flow.

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Higher Loan Amounts

Borrow from £50,000 to £5 million

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Lower Interest Rates

Reduce borrowing costs

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Longer Repayment Terms

Spread payments over 3 to 25 years

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Flexible Asset

Options

Fund against property, vehicles, or equipment

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Fast, Efficient

Process

Use for expansion, inventory, payroll, etc.

Who is eligible for a Secured Business Loan?

If your business requires larger funding with lower rates, a Secured Business Loan can provide the stability and affordability you need.

✔ Businesses with a minimum £100,000 turnover

✔ Businesses with valuable assets (LTV up to 80%)

✔ Commercial entities seeking structured financing
 

Image by Redd Francisco
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How Secured Business Loans work

Apply Online

Submit key business details and asset information

Asset Valuation

The lender assesses your collateral’s value

Loan Offer & Approval

Agree on terms and finalise your loan agreement

Receive Funds

Money is deposited directly into your account

Repay in Manageable Instalments

Tailored to your business cash flow

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Use your property, equipment, or vehicles as security

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Get lower interest rates compared to unsecured loans

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Access higher borrowing limits for long-term growth

Types of Secured Business Loan

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Fixed Term

A lump sum repaid over a fixed term with predictable payments

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Interest Only

Pay only the interest for an initial period, then repay the principal

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Secured Line of Credit

Flexible borrowing as needed, secured by business assets

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Asset Refinancing

Release equity from your existing business assets

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Sales & Leaseback

Sell assets to raise capital and then lease them back

Making an impact with every transaction

​At GoodFX, we go beyond payments. We’re a B Corp-certified company, committed to economic inclusion and social impact.

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1/3 of our profits are donated to your chosen charity – at no cost to you
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That supports refugee education and financial inclusion initiatives
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Receive impact reports and PR materials for your ESG reporting
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